WIB Financial Group's Services

ORDER OF SERVICES Consulting Consortium/Investments Book WIB Associate Program About WIB Blog Updates ISS Form CONSULTING WIB Financial Group, provides business consulting, business mentoring, executive coaching and helps grow your business and your personal wealth. Shows you how to protect that wealth. Provides business and personal budgets, guides you to vetted business and personal insurers, CPA's and other professionals you may need. CONSORTIUM WIB Financial Group Consortium of equity investors ranking as one of the largest investment pools, provides excess to private and institutional investors, including Angel and Venture Capitalist. This funding can be used for start-ups or expansion and many other projects including real estate. WIB, drawing on the best minds and most successful entrepreneurs of our time, focus on early stage and expansion projects, as well as market segments where our experience, global contacts and skills are highly valued. Entrepreneurs across America and around the world battle daily for start-up and/or expansion capital. Many are ignoring, or unaware of, vast untapped sources for capital. BOOK Title: Venture Capital: Raising Business Capital for the 21st Century Author: Michael Webster About: Entrepreneurs across America and around the world battle daily for start-up and/or expansion capital. Many are ignoring, or unaware of, vast untapped sources for capital. Written by Michael Webster, America's leading authority on venture capital and equity funding. Venture Capital: Raising Business Capital for the 21st Century is the definitive guide for fundraising capital for yourself or as a WIB associate/broker for our clients. This cutting-ed e work should be .read b to executives: from the world's largest corporations to small business entrepreneurs. In addition to the "What" and the "Why" of business money needs, he also provides the "How". WIB ASSOCIATE PROGRAM The WIB FINANCIAL GROUP (WIB) Registered Associate Program is a thoroughly professional, highly profitable, golden opportunity for anyone either currently in or desiring to enter the lucrative consulting and financial service industry. THE REGISTERED ASSOCIATE PROGRAM IS A COMPLETE TURNKEY BUSINESS EVERYTHING YOU NEED TO MAKE MONEY* and be in business for yourself. For $100 USO investment in WIB'S training manual (Book) provides a simple start up turnkey consulting and financial business The Title of the book is "VENTURE CAPITAL" "Raising Business capital for the 21 st Century. By Michael Webster. Learn to recognize your opportunities: Complete five days a week Associate Support One Source For qualified submissions, all types of business consulting and financing with Simplified applications Wholesale products and services With WIB, their will never be a better time or a better opportunity to step up to a prestigious, high income, consulting/financial career. FAQ What are some of the other consulting and financial and business products and services that I will be able to offer clients? WIS financial products and services includes start-up and expansion funding. Growth and protection of your clients assets, privacy, LLC & incorporation services in all 50 states, many offshore corporate jurisdictions, trusts, LLC'S, IPO'S, local USA & global business strategies from now and beyond, estate planning, and more. Q. Exactly what does a WIB Associate do? A. An Associate assists people who need business consulting and or business funding, by helping them with feasibility studies, business plans, various important funding documents, and many other financial and business products and services. You then forward the information to WIB. As a business consult you'll be paid by the hour. When funded you earn a commission on all closings. Q. Q. Why will clients come to me? A. The business consulting and business funding is a service business. With WIB to guide you, you will quickly learn how to provide clients with the same professional consultation and service that has helped us become an industry leader. Q. Can I really compete in this business even though I am just getting started? A. Absolutely! The rules regarding equity capital acquisition are continually being written. Borrowing money under loan agreements has been taking place for many years, but trading equity for financing is a much more recent idea ... an idea whose time has come. Q. How much can I expect to make? A. Financial Associates are some of the highest paid people in the industry. You can make as much as you are willing to work for. Q. Why is WIB'S Registered Associate Program so unique? A. WIB'S training, support, and profit picture are second to none. When you couple this with the fact that you will be able to obtain funding for your clients for new business start-ups, for existing business expansions, and much more, you have the firm foundation upon which you can build a secure financial future. WIB'S uniqueness is found in the variety of profit centers and the ability to satisfy a multitude of clients in a highly professional manner. Q. How do I get started? A. Getting started in this exciting new consulting and financial services business and begin to make big money is easy. Simply go to www.buybooksontheweb.com and order Venture Capital By Michael Webster the total costs is just $100 dollars that's it just the cost of the book to get started. Everything you need to know about this business is in the manual (Venture Capital). Support for your new business is available to you personally 5 days a week Mondays thru Fridays. The manual provides comprehensive training and reference materials so you can begin developing new clients immediately. Q. Do you have any additional questions? A. Any questions you may have now, or in the future can be answered by Michael Webster personally or your assigned Sr.WIB Associate, who is dedicated to your success. WIB looks forward to assisting you in your future success. Don't let this once-in­-a-lifetime opportunity for financial freedom pass you by! WIB Associates earn on closing of deals 25% of what WIB receives. WIB Senior Associates earn on closing of deals up to 40% of what WIB receives. Those acting as freelance brokers receive up to 20% of the deal of what WIB receives. The Founders Statement: "I'm unaware of any other business of this type, whereby you can get started in a business of your own for such a small capital outlay of just $100 dollars. The cost of the manual only. Yes it's that easy to become a WIB Associate and be independent and in business for yourself". Michael Webster Chairman of the Board WIB FINANCIAL GROUP Since 1972. Notice: WIB and/or Michael Webster, nor any associates, agents, brokers, or representatives offer any legal or accounting advice. Insist your clients consult with their own legal and tax professionals. ABOUT WIB Michael Webster is the Chairman of the Board of Directors of WIB Financial Group. Mr. Webster's main field of endeavor is that of a Business Consultant and Investor, helping to fund start-up and expansion businesses globally while also retaining equity positions in many of them. Over the years he has consulted and negotiated on behalf of his clients through six different administrations. He is an author (Venture Capital) Safety Officer and Investigative Reporter, publishing newspapers and magazines; and he has also been a 'newscaster' in the electronic media. Mr. Webster is one of the most coherent voices on venture capital: he lectures, and tries to make himself available for seminars around the globe: Why read his book Venture Capital? Michael Webster is one of the few people in the world that has the global experience to clearly explain all aspects of finance. His depth of finance knowledge as it applies to the systems within the United States and all countries around the world is absolutely astounding. His business ownership experience in numerous global markets, his many years representing the US government abroad, his expertise representing business and both labor and management. His venture capitalist profession gives Michael Webster the unique ability to assist anyone with small, medium or large scale finance or consulting needs. In addition to the "What" and the "Why" of business money needs, he also provides the "How". BLOG UPDATES We want to make sure Michael can write and post updates in this section See more articles by Michael Webster: https://journaldesk.blogspot.com Michael Webster Chairman of the Board WIB Financial Group 301 Forest Ave Laguna Beach California 9265 mvwsr@aol.com ISS FORM (should be made clickable via each button to know more/sign up) WIB FINANCIAL GROUPS INQUIRY SUBMISSION SHEET Instructions: We invite you to contact us regarding your business funding or business consulting needs. Please fill out the form below, including a short (two pages or less) or concept paper or executive summary. Then check the appropriate box(s). Please fill it out and forward to WIB 301 Forest Ave, Laguna Beach, CA 92651 or e-mail it to mvwsr@aol.com Your Name ___________________________________________________ Company Name _______________________________________________ Address _____________________________________________________ City_____________ State ____________ ZIP _____________ Country _____________________________________________________ Ph. ____________ Cell ____________ Fax ____________ E-mail _______________________________________________________ Estimate of amount of Funds needed $ ___________________________ Please Check Appropriate any box(s) that apply: [ ] Business consulting [ ] Business funding [ ] Startup funding [ ] Expansion funding [ ] Business operating capital [ ] Seed capital [ ] Venture capital [ ] Mezzanine capital [ ] Arranging equity funding [ ] Micronomic’s startup funding WIB’s Services. Please check any box(s) that apply: [ ] Asset protection [ ] Credit line [ ] Helping arranging Bank business loan [ ] SBA Assistance [ ] LLC’s [ ] IPO’s WIB’s Areas of Interest. Please check one box: [ ] Business ventures [ ] New technologies [ ] Real Estate projects [ ] Medical devices [ ] Environmental & Green projects [ ] Mining projects [ ] Oil & Gas projects [ ] Film projects [ ] Farming projects [ ] Other This inquiry is submitted by: [ ] Company [ ] Individual [ ] WIB Associate [ ] WIB broker [ ] CPA *If WIB broker, WIB Associate or CPA submit complete name and address with cell number and e-mail. WIB Financial Group LLC and/or Michael Webster, nor any associates, agents, brokers, or representatives offer any legal, market or accounting advice. WIB Associates and Brokers insist your clients consult with their own legal, stock market broker and tax professionals.

WIB Financial Group Consulting Services

By Michael Webster The consulting arm of WIB Financial Group accelerates the realization of value from transformation and develops the capability for clients to stay on track and succeed in the disruptive and rapidly changing global economy.  WIB helps magnetize a business owner, entrepreneur, professional, mature or startup business to areas of critical performance based on meaningful, experienced, and documented understanding of the business issues. We care about empowering business owners, sustainable development and making a difference. Sometimes we are a coach and trainer helping a business get better and sometimes we are a matchmaker finding the right partner, investor or distributor. WIB’s consulting services focus on our clients' most critical issues and opportunities: strategy, marketing, organization, operations, technology, transformation, digital, advanced analytics, corporate finance, mergers & acquisitions and sustainability across all industries and geographies. We bring deep, functional expertise, but are known for our holistic perspective. The consulting arm of WIB Financial Group accelerates the realization of value from transformation and develops the capability for clients to stay on track and succeed in the disruptive and rapidly changing global economy.  WIB helps magnetize a business owner, entrepreneur, professional, mature or startup business to areas of critical performance based on meaningful, experienced, and documented understanding of the business issues. We care about empowering business owners, sustainable development and making a difference. Sometimes we are a coach and trainer helping a business get better and sometimes we are a matchmaker finding the right partner, investor or distributor. Consulting Services Business consultants provide consulting to help new and seasoned businesses, to improve performance and efficiency. These professionals analyze businesses and create solutions while also helping companies meet their goals. Business owners should consider hiring business consultants when they need help or perspective on their chosen path or need a catalyst for change in their companies. There are a number of reasons why business owners should consider hiring consultants: Eye Ball to Eye Ball Knee Cap to Knee Cap Consulting Online Business Consulting Marketing Consulting Startup Consulting Expansion Consulting Change Management International Business Feasibility Studies Business Plans Budgets Renewable startups after a disaster Negotiate deals on your behalf Expertise in a specific market Identify problems Supplement the existing staff Get the ball rolling on change Provide objectivity Teach and train employees Do the "dirty work," like eliminating un needed staff Revive an organization after a catastrophe Create a new business Influence other people, like lobbyists Marketing Services Search Engine Optimization Social Media Marketing Paid Advertising Content Marketing Video Marketing Conversion Optimization Advertising See more articles by Michael Webster: https://journaldesk.blogspot.com Michael Webster Chairman of the Board WIB Financial Group 301 Forest Ave Laguna Beach California 92651 www.wibfinancialgroup.com mvwsr@aol.com

Business Funding & Consulting

 

Introducing local business WIB Financial Group LLC to see if we can possibly establish a business relationship. Founded in 1972 is known to be the One Stop Shop for all of a businesses financial needs. We have been offering financial solutions to various businesses here in laguna for a good many years, from small to medium sized businesses in all different types of industries. WIB Financial Group is committed to serving the needs of each and every one of our clients, including clients with little or troubled credit history. We are here to provide the best financial solution to help grow your business to its full potential. At WIB we pride ourselves in proven results by delivering a custom tailored business solution to each of our clients.  WIB is a financial services firm that helps clients by providing access to capital (Debt or Equity) needed for start-up or business expansion, operational costs, real estate, etc. Please take a look at the services offered below and please feel free to reach out to us if you see that WIB may be of service. Business Financing Start-up or Expansion Business Funding Bank Debt Capital SBA Business Loan Film, TV and Cable Projects Line of Credit Equipment Financing Commercial Loans Real Estate projects Construction Projects

WIB Financial Group Michael Webster 301 Forest Ave Laguna Beach, California 92651 Office 949 494-7121 mvwsr@aol.com

MICRONOMICS FOR THE POOREST OF THE POOR

 

MICRONOMICS FOR THE POOREST OF THE POOR

By Michael Webster

Excerpt: From Venture Capital. “How to raise business Capital for the 21^st century

 The dictionary defines “micro” as “small, abnormally small” and describes “economics” as, the “science that deals with the production, distribution, and consumption of commodities relating to the necessities of life”.  Hence the word “MICRONOMICS” coined by this author in relation to this financing program.

“Micronomics” opens up a whole new world of financing for the very poor.  It enables them to participate in the economic system that normally they are locked out of.  It allows anyone who wants to become a part of the system to turn the wheels of their own commerce, no matter how small. In fact, the smaller the better.  It is an exciting new strategy to combat poverty. 

 Micronomics is the practice of extending equity loans to low-income people all over the world to help them obtain working capital to create their own “micro businesses.”

Micronomics is a wonderful and dramatic departure from traditional charity or welfare programs. Business capital is provided, not given. Repayment is required and an equity position in the business is retained. In the world of economics where cash is king, the effect is amazing. This departure from conventional economic development strategies differs in the way it extends the freedom to use the capital, while demanding the responsibility of paying it back.  This helps to avoid the draining of dignity and confidence that is often a by-product of charity and welfare.

Small business or “microenterprise”, the result of micronomics, is becoming the best and only road to economic freedom and provides the only opportunity for most low-income people of the world, including many low-income Americans.

Banks and other lending financial institutions are simply unwilling or unable to meet these needs. Banks have been merging to compete in a global economy. As banks have grown larger, they have become increasingly dependent on larger loans, so the interest gained from a small loan isn’t enough to be profitable.

The world economies have serious weaknesses when it comes to the poor. Employers continue to downsize. Low wages mean growing numbers of working poor. The income gap between rich and poor is growing at an alarming rate.

Microenterprise is an especially important option for women who often face the two-fold task of being a parent and earning a living. Three out of every four “microentrepreneurs”, are women.

The world is coming to realize how important micronomics is to women. Many choose self-employment as a way to earn income while caring for their children. Three- fourths of all “microloans” in America and around the world go to women. Research indicates that assisting the self-employed is a valuable and cost-effective strategy. In 1994, almost 50 percent of female-headed households in America lived in poverty, more than three times the poverty rate of married couples. During the period of 1994 to 1996, single mothers were eight times as likely as married couples to live in poverty.

Among the facts, which have emerged about microenterprise, are the results of a recent study conducted by the Aspen Institute. Of several hundred microentrepreneurs in seven programs across the United States, 25 percent climbed out of poverty in three years. Almost half had significant increases in their business and personal assets.  In addition, the Institute estimates that the cost of creating jobs through microenterprise ranges from $2,000.00 to $9,000.00, considerably less than most other strategies.

AEO, the National Association of Organizations, project by the year 2008 that over a million low-income people will achieve self-sufficiency through self-employment.

 Micronomics focuses on personal asset accumulation and pride of ownership rather than on current welfare policy, income and consumption.

Michael Webster through WIB Financial Group (WIB) is a “microlender” and does not rely on collateral or credit on the first transaction, but invests capital in a person’s business or new business idea. WIB receives repayment of principle along with retaining an equity position in the business.  Small groups are formed and they guarantee each other’s loans. The initial “microloan” amounts are small. They are often multiple and progressive.

One of my goals is a campaign to help provide technical assistance and funding throughout the United States and the world, working to ensure that millions of the world’s poorest families, especially women, Latino’s, African-Americans, Native Americans, and other minorities, and the worlds poorest, receive credit for self-employment through micronomics.

In the three-year period between 1994 and 1996, three out of ten Americans fell below the poverty line. One in twenty stayed impoverished. Half of all American children live in households with no net financial assets.

The gap between the richest and poorest ten percent of the U.S. population is greater than that of all other industrialized countries. Yet during the 1980s, the incomes of the richest

1% of American families grew 62% while the bottom 60% of families actually experienced a decline. Also, since 1973, wages have fallen 16 percent after adjusting for inflation. Even full-time workers, 47%, live below the poverty line and it is estimated that there are now nearly 10 million working poor in this county.

African-American household income is only 62 cents for every dollar earned by Caucasian households. Assets owned African-Americans own only 8 cents for every dollar by Caucasians.  The poverty rate for African-Americans has been at least three times that of Caucasians since 1979, reaching 33.1% in 1993, and the rate for Hispanics climbed from 21.9% to 30.6% in 1993.

What needs to be impressed upon politicians, business and civic leaders, is the need to build a more inclusive local and world economy. Educate policy makers about the large  contribution micronomics can make to a community’s economic vitality and how it can inspire democracy and allow those in the community to participate in and be a part of capitalism. Church members should be informed of microcredit’s contribution to the fight for economic and social justice. Women and minorities should be shown the special promise that microcredit and microenterprise hold for them.  Teach young people all over the world about their own economy and society, and tell them of the many opportunities micronomics can provide for their future.  Share with them, fresh ideas of how they can participate and have a shot at success.  Teach them how to nurture new sources of financial support for specific microcredit and microenterprise development that can benefit them. Encourage volunteers and community activists to help provide the support systems microentrepreneurs need to prosper. Micronomics greatest contribution maybe beyond just the numbers. It maybe in the way it can help create self-esteem, independence and a chance at a successful business. That is the hope it can provide for them and for their future.

Anyone interested or anyone who knows someone who could benefit from this Micronomic program contact WIB Financial Group, 301 Forest Ave, Laguna Beach, CA 92651. Or E-mail mvwsr@aol.com

See more articles by Michael Webster: https:journaldesk.blogspot.com

Venture Capital by Michael Webster

 

Preface

 

Why read this book?  Michael Webster is one of the few people in the world that has the global experience to clearly explain all aspects of finance.  His depth of finance knowledge as it applies to the systems within the United States and all countries around the world is absolutely astounding.  His business ownership experience in numerous global markets, his many years representing U.S. business abroad, his expertise representing both labor and management, and his venture capitalist profession gives Michael Webster the unique ability to assist anyone with small, medium or large scale finance needs.  The uniqueness this book provides the reader has two perspectives; how the global economy works and how you can profit from it!

 

Why select this book?  It takes specialized finance today to obtain the maximum benefit for your company and personal goals.  This book allows those with a desire to learn from the author’s 35 plus years of finance experience, expertise, and accomplishments, the ability to plan their own substantial success by working closely with the WIB Financial Group LLC.

 

Why reference this book?  The magnitude of knowledge and the way the information is logically laid out makes it very easy for the reader to explore and master: venture capital, equity funding, limited liability companies, offshore corporations, offshore banking, trusts, asset protection, international bank ownership, small business loan assistance, proposal profiles, feasibility studies, business plans, tax reduction, public shells, blind pools, leases, advertising, global economy, international law, negotiations, and much more.

 

Why train with this book?  It is an information manual, training manual, textbook, and a finance-planning book for today’s quickly changing global marketplace.  Mr. Webster has many training courses for which this book is used as the model for beginners as well as advanced finance professionals.  The goal of this book is for you or your company to benefit by taking advantage of each carefully thought out chapter so that you can adapt to the business climate, no matter what challenges are before you.

 

Why recommend this book?  It is brilliantly conceived and written so that your recommended client or friend’s wealth can increase substantially too.  Mastering the principles with a friend or partner enhances the learning process. Working with WIB learning process at (mach) speed.

 

Enjoy the journey to financial wealth.

 

Michael N. Guttentag

Business owner and successful entrepreneur (trained by WIB Financial)

 

WIB FINANCIAL GROUP

WIB FINANCIAL GROUP

ABOUT THE COMPANY

The company began its operations in 1972 as a Private Independent International Banking consultant firm.  Western International Banking (WIB) provided correspondent global banking services, and offered private banks complete with consulting, research and financial information retrieval systems.  WIB also pioneered micronomics. .

WIB has performed extensive research in the area of finance to date, the WIB Associates travel globally to make personal contacts and investigations in order to negotiate various business, investment, and financial transactions.  WIB maintains a close working relationship, some contractual, with leading bankers, attorneys, professionals, private investors, dealers, traders, brokers, governments, international lenders and trusts.  These contacts provide them with a wide-range of products and services that WIB draws on to meet the needs of the client base.

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Since it’s beginning of operation, WIB has developed financial contacts to satisfy the most complex situation. WIB works directly with 10 major U.S. financial institutions and over 200 private and institutional investors. WIB’S contacts represent a total investment in business and real projects of billions.  WIB has over 10,000 U.S. products and services, all available for export, and represents over 600 major companies.

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In addition to WIB’S associations and presence in Europe and around the world, their international contacts include over many banking institutions, all rated within the top 100 banks in the world.  In addition, WIB maintains a relationship with “special service” banks, an international securities firm and a host of other bona fide contacts

Worldwide. WIB can truly bring the world’s services to you.

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WIB research services are second to none in the field.  If swift, accurate and precise information is needed, WIB is well equipped to meet your exacting requirements.

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WIB prides themselves on their ability to bring the parties together for a mutually beneficial business relationship.

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To be successful in any business arena, it is crucial to have accurate information and connections.  Let WIB be your first choice if:

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             *   You need Venture Capital

             *   You want to expand into a market (on or offshore), and you need specialized 

                   Information

             *   You need big demand U.S. products

             

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         *   There is a potential opportunity that may make the difference between your successes  

                  Or failure

             *   You want to get a “jump” on your competition

             *   Confidential data is needed on an immediate basis

             *   You want to market your product or service on the international market

             *    Untapped markets need to be investigated on your behalf

In addition to providing you with accurate information, WIB is in a position to evaluate a proposal and give an unbiased analysis with supporting data for your independent verification; or you may require a presentation to your associates on a requested subject.  WIB can arrange for a WIB Associate to make an on-site presentation or seminar.

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If you recognize a situation in which any of these services may be of benefit to you or your clients, think of WIB and contact them at: mvwsr@aol.com 949 494 2171

See more articles by Michael Webster: https://journaldesk.blogspot.com

China To Kill The Dollar

 

If you think the dollar has lost value now—just wait.

"China’s economy has come back roaring from the depths of the pandemic, and its currency has joined the ride..."

Here’s How China is attacking your retirement:

China is poised to strike the dollar and other foreign currencies while the rest of the world is still on its heels. This would cause a global market collapse that could destroy your retirement savings.

Attack Front #1 - China Buying Gold at Record Levels
In an effort to manipulate currency even further, China intends to become the world's leading holder of gold. Most prominent financial analysts are convinced that China will continuously purchase and stockpile gold in an effort to manipulate their currency and ultimately weaken the dollar.

• China’s gold stockpiling directly attacks the US Dollar and Stock Market.

• Currency manipulation from China kills US Manufacturing.

• A weak Dollar diminishes your retirement value, often without warning.

Attack Front #2 - China’s Obsession with African Resources
Chinese loans to African countries were backed with future natural resources to be mined from the country. Resources like oil, lithium, nickel, gold and other rare-earth minerals. They were also backed with collateral from their national infrastructure, like 46 sea ports and over 3000 miles of rail lines. When the financial crisis hits Africa, China will flourish, gaining another global foothold on natural resources, ahead of America.

• The global price of goods will rise, causing inflation.

• US Manufacturing will vanish with the rise in resource costs.The US Government cannot do anything to intervene.

• Attack Front #3 - China’s Digital Yuan Cyber-Currency Launch
  With the world's economic system still slowed by the consequences of the pandemic, the Chinese Communist state recently released an introductory model for a digital crypto-currency form of the yuan. The digital currency is the first shot in the war on cash in China. This cybercash version also produces the alarming probability that the Chinese government will be tracking or even fully controlling the consumer spending of nearly 2 billion Chinese people.

• Controlling the spending habits of the Chinese population will eliminate US produced goods, killing the US economy and your retirement!

• The US Dollar will be shut out of the World Digital Economy, which could make your retirement savings plummet.

Law License Of Trump Lawyer Rudy Giuliani Suspended Both New York & Washington DC

 

In a scathing 33-page decision last month, the New York Supreme Court's appellate division said Giuliani misled the public, the courts and lawmakers as he pushed the false narrative that widespread voter fraud stole the presidency from his client.

The court said Giuliani's misconduct deepened partisan divisions in the country and inflamed tensions that led to the attack on the Capitol on Jan. 6, when Trump supporters stormed the building to disrupt a joint congressional session to confirm state-certified Electoral College votes.

"The seriousness of respondent's uncontroverted misconduct cannot be overstated," the court said. "This country is being torn apart by continued attacks on the legitimacy of the 2020 election and of our current president, Joseph R. Biden."

More:Giuliani suspended from practicing law in New York over false claims made working for Trump

Giuliani, a former mayor of New York and a fixture in New York City politics, has been at the forefront of Trump's failed effort to reverse his loss and is part of a coterie of attorneys who sought to invalidate results in battleground states by relying on conspiracy theories that have been disproved by state and federal courts and election security officials.

"The seriousness of respondent's uncontroverted misconduct cannot be overstated," the court said. "This country is being torn apart by continued attacks on the legitimacy of the 2020 election and of our current president, Joseph R. Biden."

More:Giuliani suspended from practicing law in New York over false claims made working for Trump

The Biggest Ransomware Attack In History

 By Michael Webster Syndicated Investigative reporter

American teams of cybersecurity are working feverishly to stem the impact of the single biggest global ransomware attack on record, with some details emerging about how the Russia-linked gang behind it breached the company whose software was the conduit. An affiliate of the notorious REvil gang, best known for extorting $11 million from the meat-processor JBS after a Memorial Day attack, infected thousands of victims in at least 17 countries on Friday, largely through firms that remotely manage IT infrastructure for multiple customers, cybersecurity researchers said. REvil was demanding ransoms of up to $5 million, the researchers said. But late Sunday it offered in a posting on its dark web site a universal decryptor software key that would unscramble all affected machines in exchange for $70 million in cryptocurrency.

Earlier, the FBI said in a statement that while it was investigating the attack its scale "may make it so that we are unable to respond to each victim individually."

Deputy National Security Advisor Anne Neuberger later issued a statement saying President Joe Biden had "directed the full resources of the government to investigate this incident" and urged all who believed they were compromised to alert the FBI.

Mr. Biden suggested Saturday the U.S. would respond if it was determined that the Kremlin is at all involved. Less than a month ago, he pressed Russian President Vladimir Putin to stop giving safe haven to REvil and other ransomware gangs whose unrelenting extortionary attacks the U.S. deems a national security threat. On Monday, Putin spokesman Dmitry Peskov was asked if Russia was aware of the attack or had looked into it. He said no, but suggested it could be discussed by the U.S. and Russia in consultations on cybersecurity issues for which no timeline has been specified. Cybersecurity More NSA opens doors to new "collaboration center" as cyberthreats mount Major airlines, banks among those hit by latest brief online outage JBS paid $11 million ransom after cyberattack Colonial Pipeline CEO defends handling of ransomware attack Wide range of victims.

A broad array of businesses and public agencies were hit by the latest attack, apparently on all continents, including in financial services, travel and leisure and the public sector, though few large companies, the cybersecurity firm Sophos reported. Ransomware criminals infiltrate networks and sow malware that cripples them by scrambling all their data. Victims get a decoder key when they pay up. The Swedish grocery chain Coop said most of its 800 stores would be closed for a second day Sunday because their cash register software supplier was crippled. A Swedish pharmacy chain, gas station chain, the state railway and public broadcaster SVT were also hit. In Germany, an unnamed IT services company told authorities several thousand of its customers were compromised, the news agency dpa reported. Also among reported victims were two big Dutch IT services companies, VelzArt anHoppenbrouwer Techniek. Most ransomware victims don't publicly report attacks or disclose if they've paid ransoms.CEO Fred Voccola of the breached software company, Kaseya, estimated the victim number in the low thousands, mostly small businesses like "dental practices, architecture firms, plastic surgery centers, libraries, things like that." ?

The company said Monday in a notice posted on its website that it "has unfortunately been the victim of a sophisticated cyberattack."Voccola said in an interview that only 50 to 60 of the company's 37,000 customers were compromised. But 70% were managed service providers who use the company's hacked VSA software to manage multiple customers. It automates the installation of software and security updates and manages backups and other vital tasks.

Strategic timing Experts say it was no coincidence that REvil launched the attack at the start of the Fourth of July holiday weekend, knowing U.S. offices would be lightly staffed.

Many victims may not learn of it until they are back at work on Monday. Most end users of managed service providers "have no idea" whose software keep their networks humming, said Voccola, Kaseya said it sent a detection tool to nearly 900 customers on Saturday night." We have been advised by our outside experts that customers who experienced ransomware and receive communication from the attackers should not click on any links  —  they  may be weaponized," the company warned. The REvil offer to offer blanket decryption for all victims of the Kaseya attack in exchange for $70 million suggested its inability to cope with the sheer quantity of infected networks, said Allan Liska, an analyst with the cybersecurity firm Recorded Future. Although analysts reported seeing demands of $5 million and $500,000 for bigger targets, it was apparently demanding $45,000 for most. "This attack is a lot bigger than they expected and it is getting a lot of attention. It is in REvil's interest to end it quickly," said Liska. "This is a nightmare to manage." Analyst Brett Callow, of Emsisoft, said he suspects REvil is hoping insurers might crunch the numbers and determine the $70 million will be cheaper for them than extended downtime. Kevin Reed of Acronis said the offer of a universal decryptor could be a PR stunt because no human involvement would be needed to pay a $45,000 base ransom demand apparently sent to the vast majority of targets. Analysts reported seeing demands of $5 million and $500,000 for bigger targets, which would require negotiation.

Sophisticated ransomware gangs on REvil's level usually examine a victim's financial records — and insurance policies if they can find them — from files they steal before activating the ransomware. The criminals then threaten to dump the stolen data online unless paid. In this attack, that appears not to have happened. How they did it Dutch researchers said they alerted Miami-based Kaseya to the breach and said the criminals used a "zero day," the industry term for a previous unknown security hole in software. Voccola wouldn't confirm that or offer details of the breach - except to say that it wasn't phishing. "The level of sophistication here was extraordinary," he said. When the cybersecurity firm Mandiant finishes its investigation, Voccola said he is confident it will show that the criminals didn't just violate Kaseya code in breaking into his network but also exploited vulnerabilities in third-party software. It wasn't the first ransomware attack to leverage managed services providers. In 2019, criminals hobbled the networks of 22 Texas municipalities through one. That same year, 400 U.S. dental practices were crippled in a separate attack. One of the Dutch vulnerability researchers, Victor Gevers, said his team is worried about products like Kaseya's VSA because of the total control of vast computing resources they can offer. "More and more of the products that are used to keep networks safe and secure are showing structural weaknesses," he wrote in a blog Sunday.

The cybersecurity firm ESET identified victims in least 17 countries, including the United Kingdom, South Africa, Canada, Argentina, Mexico, Indonesia, New Zealand and Kenya. Kaseya says the attack only affected "on-premise" customers, organizations running their own data centers, as opposed to its cloud-based services that run software for customers. It also shut down those servers as a precaution, however. Kaseya, which called on customers Friday to shut down their VSA servers immediately, said Sunday it hoped to have a patch in the next few days. Active since April 2019, REvil provides ransomware-as-a-service, meaning it develops the network-paralyzing software and leases it to so-called affiliates who infect targets and earn the lion's share of ransoms. U.S. officials say the most potent ransomware gangs are based in Russia and allied states and operate with Kremlin tolerance and sometimes collude with Russian security services. Businesses around the world are attacked using ransomware roughly every 11 seconds, according to Cybersecurity Ventures. The security firm projects that global ransomware losses this year will reach $20 billion. Cybersecurity expert Dmitri Alperovitch, of the Silverado Policy Accelerator think tank, said that while he doesn't believe the Kaseya attack is Kremlin-directed, it shows that Putin "has not yet moved" on shutting down cybercriminals.

Source: Cybersecurity Ventures.

Posted By Michael Webster Syndicated Investigative Reporter: See more articles by Michael Webster: https://journaldesk.blogspot.com

Gold Placer Mining Claims Southern California

 

Gold Placer Mining Claims Southern California

Michael Webster: Syndicated Investigative Reporter:

It may come as a surprise to most southern Californian’s that mining is a part of this area’s rich history. Long before the cry of gold was heard at the Mother load country of Northern California tales were told of gold flakes and nuggets being found on properties right here in Southern California. Prehistoric as well as historical Indians along with early Spaniards are believed by some to have mined for gold both in L.A. and Orange counties before other Europeans and Americans.

Weekend and day gold prospectors are heading for the Mountains in Southern California and are not just looking for gold but checking out their new just purchased gold mining claims. Not far from downtown Los Angeles and Santa Anna and where sunny beaches and millions of people reside there are dozens of gold claims to be had.

Welcome to the exciting world of gold prospecting, sluicing, panning, hand dredging, crevassing & detecting.

Michael Webster: Syndicated Investigative Reporter: April 7th2013 2:05 PM PDT

It may come as a surprise to most southern Californian’s that mining is a part of this area’s rich history. Long before the cry of gold was heard at the Mother load country of Northern California tales were told of gold flakes and nuggets being found on properties right here in Southern California. Prehistoric as well as historical Indians along with early Spaniards are believed by some to have mined for gold both in L.A. and Orange counties before other Europeans and Americans.

Weekend and day gold prospectors are heading for the Mountains in Southern California and are not just looking for gold but checking out their new just purchased gold mining claims. Not far from downtown Los Angeles and Santa Anna and where sunny beaches and millions of people reside there are dozens of gold claims to be had.

Welcome to the exciting world of gold prospecting, sluicing, panning, hand dredging, crevassing & detecting.With the almost daily increase in gold’s value it’s only natural to want to acquire gold on your own terms while enjoying the great outdoors with an UNPATENTED PLACER MINING CLAIM in the heart of gold country, yes, I mean Southern California.

Most gold claims will always include a properly filed location of minerals with the county and BLM, maps with corners marked and a description with longitude/latitude, locations of access roads, forms on how to keep your claim active, and a notarized quit claim deed to the buyer. Some claims are better than others as to accessibility and the possibility of finding gold. Prospecting for gold, whether panning, sluicing or dredging is HARD work and gold is HARD to locate. Many claim sellerswill answer any pertinent questions about their mining claims. It is important to understand what you are getting for your hard earned money. If you are in the area of the claim most sellers are willing to show you the claim personally as to the boundaries and location. We always recommend that you check the claim status for yourself before purchasing. Check these on BLMs’ LR2000 website or call the State BLM Office in Sacramento.

Please do your homework before buying. Ask questions if you don’t know! The BLM is in the business of managing land, NOT MINING. Get all questions & concerns thoroughly explained and answered before buying.Most claims on the open market today are not a patented site, nor are there any guarantees of ore content or values. They are most likely an UNPATENTED claim, and require a yearly maintenance fee of $140 per year, per claim, (or submit a waiver Cost of $10.00 to retain ownership.

WHAT IS AN UNPATENTED MINING CLAIM? A mining claim is a parcel of land for which the claimant has asserted a right of possession and the right to develop and extract a discovered, valuable, mineral deposit.

IS THE LAND MINE? In a landmark case in 1930, the Supreme Court stated that: When the location of a mining claim is perfected under the law, it has the effect of a grant by the United States of the right of present and exclusive possession. The claim is property in the fullest sense of that term; and may be Sold, Transferred, Mortgaged, and Inherited without infringing any right or title of the United States and is considered real property. You own only the mineral rights until a patent is secured from the government. Presently, there is a moratorium on issuance of patents; however this is subject to change in the future. Presently, because of the moratorium on issuing Patents, no applications are being accepted.

WHAT IF I FIND OTHERS CAMPING, FISHING, HUNTING HIKING, ETC ON MY CLAIM? Others may recreate on an unpatented mining claim, however: you have the right to post mining claim signs warning the public of possible hazards and dangerous conditions pertaining to your mining procedures. You may also post “No Trespassing of Mineral Rights”. In most instances, the public will respect your rights and the signs help to convey the claimant’s rights.

CAN I SELL OR GIVE MY CLAIM AWAY? Mining claims and sites are considered real property! The interest in them and associated rights may be bought, sold, transferred, leased, rented, willed or inherited. Unpatented mining claims in Oregon are not taxed. To keep your claim active, you must pay a maintenance fee to the BLM of $140.00 on or before September 1st of each year for the following year. The BLM does not send notices and expects you to remember to file this fee or your mining claim is declared closed and you lose the possession of your claim. After a location of mineral deposit has been filed with the county and BLM, a mining claim may be purchased by one or more claimants. CAN I BUILD ON MY CLAIM? PLEASE READ THIS SECTION CLOSELY. The mining laws permit the prospector and miner to make reasonable use of a mining claim, as long as the use is incident and necessary to prospecting, mining and processing operations. However, an erroneous impression sometimes exists to the effect that the act of staking a mining claim is the shortest route to obtaining public land for a home site, weekend retreat or other unlawful purpose. ANY USE OF THE SURFACE OF AN UNPATENTED MINING CLAIM FOR PURPOSES UNRELATED TO MINING IS UNAUTHORIZED and therefore, considered to be in trespass. (BLM notice to mining claimants, October 2007)

WHO CAN OWN A CLAIM: Any citizen of the United States, a minor who has reached the age of discretion, a corporation, and non-citizens (aliens) who have declared their intention to become a citizen.

After a location of mineral deposit has been filed with the county and BLM, a mining claim may be purchased by one or more claimants. The claimant can also be a business name.

There are lots of Gold claims in Southern California you just have to look for them. You can find them on the Internet, EBAY, and open market sellers in newspapers and mining magazines.

The following is a real and current gold mining claim that is available and for sale in Orange County California. This is a sample of what’s available out there on the open market for Southern California.

DON’T MISS THIS RARE CHANCE FOR AN OPPORTUNITY TO OWN A GOLD CLAIM of your very own.

Orange County, California, sits the Santa Ana MountainRange, and Trabuco Creek, much of which is located in the Cleveland National Forestin South Orange County

20 Acre Placer Gold Claim, Orange County Ca, rich Deposits, Trabuco Creek.

20 Ac. Placer Gold Claim

Price:$10,500.00 Seller’s Location:Southern California Zip Code:92651

*20 Acre* Placer Gold Claim

Historic Trabuco Creek

Santiago Mountain

Orange County

This is an awesome 20Acre Placer Gold Claim in the historic and gold-rich area of Orange County on Trabuco Creek. THIS CLAIM IS FOR SOMEONE WHO WANTS A QUALITY PLACER GOLD CLAIM. THIS PROPERTY WOULD BE A GREAT “GROUP” OR “CLUB” CLAIM AND IS SUITABLE FOR METAL DETECTING OR ANY TYPE OF PERMISSIBLE MINING OPERATION

This Claim encompasses a total of 20 Acres that is 95%workable, has easy access, year ’round water, and shallow bedrock, many benches that can be worked and that are totally untouched! It is located within the Cleveland National Forest and is within 20-30 minutes of services, restaurants, hotels and freeways. This is a paradise for the weekend prospector that is looking for a Gold Claim that has definite deposits and can be worked year ’round. This is one of best locations in the Trabuco Creek area because it gets flow and deposits from several tributaries into Trabuco Creek and other Canyons! There is no other claim in the area that has this.

This productive placer gold claim is easy to get to and the road can be travelled in a passenger car and there are numerous places to park within the length of the claim. The entire length of the claim, 1320′,is on this creek and there is approximately 660′ of width to do various types of prospecting including metal detecting, high-banking, crevassing and sluicing/panning. Much of this claim has not been touched in decades so the potential of hitting a good pay streak is excellent! This is the last claim of this size on this creek that is within the Cleveland National Forest! It is clear of any roads or Right of Ways and is noton Private Property.

This is a FULL 20 Acre Placer Claim!!

REMEMBER, this is Orange County, not the High Desert! This is beautiful forest land, with running water, no extreme heat to deal with and the ability to prospect ALL YEAR! The deposits in this area could be as good as some of the claims in the Mother Lode region. There are several old Lode Mines that have fed this creek for decades, so the deposits are numerous. The claim is strewn with large boulders and lots of quartz with ore deposits. There are no long desert roads to drive to get to this claim and when you are done, you can drive for 20 minutes and go to a nice restaurant!

This is a Placerclaim, so there are no dangerous shafts to enter or a lot of material that you need to process…….and there are very nice amounts of gold and silver in the creek! The deposits that we have found and tested (yes, we test our claims!), have had very nice large flake and flour as well as nice pickers. (We have never dug more than 2′!!).

This area has a very good Gold and Sliver history for more than 100 years and has seen very little prospecting. Some of the benches are more like islands, created when the creek was much higher and consequently moved tons of material, large boulders and uprooted trees. We have always found Gold here and never thoroughly prospected the area, and only done test prospecting.FAQ:

This is an “Unpatented” Mining Claim…..this means that you own the “Mineral Rights” only. You, as owner of the Claim are governed by the regulations of both the BLM and National Forest. You have the right to ALL of the minerals (Gold, Silver, etc…) within the boundaries of the Claim.

You also have the right to camp on the Claim as long as it is within the regulations of the BLM and National Forest Service. If you are unfamiliar with any of these regulations, we suggest that you contact the appropriate entity, or us, and ask questions. We are available to answer any questions that you may have. (we will do our best to answer your questions before purchase).

You are allowed to build on the Claim as long as it is within the regulations and meets all local codes. Necessary paperwork would need to be filed before you could build and approval would have to be granted.

All fees have been paid through September 1, 2013. The annual maintenance fees for this claim are $140.00 unlessa Small Miner’s Waiver is submitted, then the annual fee is $10.00

The interest, in all or part, may be transferred thru a Quitclaim Deed.

We do not make any claims to the potential amount of minerals, gold or otherwise, that may be found on this Claim. Prospecting takes patience and hard work. We recommend that you ask questions and do your own due diligence.

(yes, we have found gold here).

This is a quality located Claim, all the necessary paperwork is done with both the BLM and County Recorder and has marked the Claim per BLM regulations. We live in the area, not out of state like some other sellers, and we are here to assist you. We WILL answer your questions!

The Claim is; CAMC 0305957, with a Legal Description which includes Section(s) 5, Township 6 South, Range 6 West, Meridian 27.

ABOUT US:

We are recreational miners/prospectors and have been involved in this area of endeavor for many decades. We encourage your questions and will do our best to answer them in a timely fashion. We do ALL of our research ourselves. We live in California and do ALL of the work ourselves, we do not outsource at all.

Payment:

There will be a $150.00 Transfer Fee in addition to the Selling Price. This will cover all recordings with the County, BLM, Quitclaim Deed and Notary. Purchase may be made in the form of Personal Check, Cashier’s Check, Money Order or Cash. If payment is made via Personal Check or Cashier’s Check, funds must clear before ownership will be transferred.Buyer needs to allow 1-2 weeks for the paperwork(Quitclaim Deed) to be mailed to them directly after Payment

This is an actual Unpatented Placer Mining Claim. An 20 acre Southern Orange county California gold claim. This claim has a gravel road that leads right along Trabuco Creek... This claim is situated to have the maximum amount of workable area. The purchaser will have all fees paid for 2013. You will have nothing to pay until Sept. 1st, 2013. You will have a continually flowing, year-round creek that welcomes any permissible sized mining operation. For enquires and more details on this 20 ac. gold claim call 949 697-5676 or 949 376-7632

To name a few known Recreational gold producing Rivers and Creeks in L.A. and Orange counties.

Many rivers, creeks and canyons in the San Gabriel Mountains of L.A. County.

San Gabriel River North, East & West Forks

Santa Clara River

Piru Creek

Mill Creek

Alder Creek

Wickiup Canyon

Gold Creek

Placerita Creek

Cow Canyon

Cold water Canyon

Bear Creek

Lyle Creek all forks

Orange County

Santa Ana River

San Juan Creek and many of its tributaries

Trabuco Creek and many of its tributaries

San Mateo Creek

Tenaja Creek

Lucas Creek